Find out if you're spending too much.
No payment needed · No account · No bank login
One report, tailored to your situation.
Personal finance
Working toward a goal
Saving for a house deposit, paying off credit card debt, or hitting a specific milestone? Your report shows exactly what to change to get there faster and how much each change is worth.
$13,640 / $20,000
Paying down
Get out of debt faster
Credit cards, student loans, personal loans. Find the spending you can redirect toward debt — and shave months off your payoff date.
2023
Built to find the money you didn't know you were losing.
Goal-aligned insights
Whether you're saving, paying off debt, or just curious, every insight is tailored to what you're trying to do.
Local benchmarks
See how your spending compares to households in your area with similar income. No generic 50/30/20 rules.
Specific actions
Three to five concrete things you could change, each with an estimated dollar impact.
Every transaction, analyzed
Our AI engine reviews your bank statement and sorts every transaction into 12 clear categories — housing, groceries, dining, subscriptions, and more. No spreadsheets, no manual tagging. Just upload and see where your money actually goes.
Built around your goal
Tell us what you're working toward — saving for a house, paying down debt, or hitting a milestone. Your report adjusts to show exactly which spending changes will get you there fastest, with a dollar value on every recommendation.
Once your report is ready, we email you a clean copy you can save, print, or share with your partner. No app to log into, no account to manage, no expiring access. Your report is yours — read it on your phone today, dig into it on your laptop tomorrow, send it to your accountant next month.
What early users are saying
Real reports, honest insights.
📍 Austin, TX
Sarah M.
Saving for first home
The local benchmarks are what sold me. Other tools give generic rules — this told me what people in my zip code actually spend.
Easy and clear. I gave a few details, got a report back. Like having a financial consultant on hand — without the appointment.
Privacy is built, from the ground up
Your statement is encrypted in transit using the same TLS protocols banks use. Files are processed in isolated memory and never written to permanent storage — the moment your report is generated, the original is gone.
Built to be understood, not figured out
No financial background needed. If you can read a receipt, you can read your report.
Plain language, always
No jargon, no acronyms, no charts that need a finance degree to decode. Every number in your report is explained in plain English — what it means, why it matters, and what you could do about it.
Quick and easy
Fill out the form, upload your statement, tell us your goal, and you're done. No setup, no onboarding, no tutorial. Most people have their report in the time it takes to make a coffee.
Questions & Answers
Learn more about what we have to offer or feel free to contact us at info@budgetjane.com
Do I have to connect my bank account?
Do you support joint accounts or business statements?
What exactly do I get?
How is this different from other apps?
Is my bank statement safe to upload?
What if I don't understand the report?
Where do the benchmark numbers come from?
Most people are surprised by what they find
You don't need a financial advisor. You just need someone to look at your numbers honestly and tell you what they see.